There are many legal and illegal auto title loan companies across the country. The legal ones are authorized, and you can apply offline there. If the company is illegal, it is unauthorized and customer have to apply online for a loan. Some of the best companies are TitleMax, Speedy Cash, and CashNetUSA.

1. Understand your credit score before you go to the dealership. 2. If your credit isn't perfect, get financing quotes before you go. 3. Keep the term as short as you can afford. 4. Put 20 percent down. 5. Pay for taxes, fees, and extras with cash. 6. Gap insurance. 7. When to refinance a car loan.

Though there are only limited states that offer title loans, find an auto title loan near . Go to the search tool of Google and search. A list of names will appear on the screen (if there are any). Note down the address and contact numbers from the contact us section for further inquiries and information.